Our Flagship Service: UseMyBank

Launched in 2002, UseMyBank is the flagship product of the UseMyServices line. It’s proprietary technology has allowed our Merchants to expand their businesses globally safely and securely, and tap into one of the fastest growing online demographics in the world: the online banking consumer.

How does UseMyBank work?
It utilizes the existing online banking infrastructure, allowing UsMyBank to not only verify the availability of the funds in the Customer’s account – but we actually move the funds at the same time that we approve the transaction. So – unlike ACH or ECheck – you don’t have to wait days to find out whether or not the funds are “good”. UseMyBank Merchants enjoy an unprecedented “Good Funds” rate of 99.999999%

Is it difficult for my Customers to use?
UseMyBank is secure, convenient and easy to use! There is nothing for your customer to download or install on their computer. The transaction process is quick and easy, and follows a process that is familiar to every online banking customer:

  • Your customer selects UseMyBank at checkout
  • Customer selects the Financial Institution to pay from*
  • UseMyBank facilitates the Customer’s login to their online banking center
  • Customer approves the payment to complete theirpurchase
  • Customer clicks “return to merchant”
  • Merchant is notified of approved transaction in seconds!

Can anyone use UseMyBank?
UseMyBank services are currently available to more than 1.6 billion online banking customers around the world and we are growing every day. Click here for a complete list of the banks and countries available.

Is UseMyBank secure?
UseMyBank’s Anti-Fraud technology provides you with of the safest ways to purchase online. And we only provide the Seller with your email address for verification – nothing more. Your financial details are neverrevealed to the Merchant. Your financial details are in your control at all times.

Is it difficult to sign up for online banking?
Your bank wants you to use online banking, so they make it as easy as possible. Just visit your bank’s website or call your bank’s customer support. In most cases, you can be signed up and onlline within minutes.


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